Program Title: Credit Counseling and You

Description: Consumer Credit Counseling will provide basic money management techniques including looking at your credit card and other debt, interest rates, setting up a plan to pay off debt, basic tools for investments and saving. This class will provide practical tips that you can begin using immediately in organizing your money and debt.

Specifics: The class was two hours - always held on a week night. It was publicized in the local paper and on signs in the library.

Notes: You might try various titles to encourage patrons to attend. Some of your patrons may think they don't need credit counseling, so you might call it Personal Finance Management. People can be particular about titles of programming so be sure you are using terms that your intended audience will be comfortable with it.

Experience with Program: This program was held several times at my library and was a moderate success. Usually 10 - 12 were in attendance and the CCC counselor was able to provide answers to very specific questions from individuals. I also learned several tips on getting a better credit score before I bought my first house.

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